Will this hurt my credit? Anything short of paying your creditors on time, as agreed (a.k.a. minimum monthly payments) will have a negative effect on your credit. Nearly all debt relief options (debt settlement, credit counseling or bankruptcy) will have a negative effect on your credit. I would have you ask yourself these 2 questions though: 1) What do I need to buy on credit in the next 2 years? and 2) Could it have been too much "good" credit that got me into trouble in the first place?
How is your program different from the other Ebooks and courses out there? The Debt Classroom is different from the other ebooks and courses out there for several reasons. First, we aren't going to just mail you out a booklet and a bunch of CDs and let you fend for yourself. This is first and foremost, a coaching program. We are behind you 100% of the way. Second, our course is priced at $39.95 per month. Many other courses out there cost hundreds of dollars which is a lot of money to spend when you are already dealing with a large amount of debt. Last and maybe most importantly, though our forums, you can read and learn from the experiences of other people who have been in your shoes. You can learn from their mistakes and spend even less time and money getting out of debt.
What else sets us apart? For starters, our program does not discriminate. Try calling a debt settlement company and tell them you have $4,000 in debt and you would like to enroll in their program. You will either hear a click or a brief summary that they don't take accounts under 10-15k. We don't treat you differently whether you have $4,000 or $400,000 in debt. If you have debt, we are here to help!
When is the right time to join? NOW! You are obviously searching for a solution to your problem. Taking action and starting to work on your debts today is better than putting it off for another month or year when the high interest rates will just compound, making your debt and headaches larger. Click "Join Now" at the top of the page to get started!
Why should I choose The Debt Classroom? One-on-one support, a private members only forum where you can ask any questions you might have and a tools section with sample scripts and negotiation tools is just the start! We are adding new content all the time
Still have questions? Call us at 888-255-9338, fill out our contact form here, email us at questions@thedebtclassroom.com or click the button below to chat live!